• Failing to reveal all of the information pertaining to debts.
  • Lying, misrepresenting facts or impersonating officials, like police or attorneys.
  • Repeatedly calling at your places of employment, even after you or your employers requested they stop.
  • Discussing debts with third parties.
  • Constantly calling to obtain debts that aren’t actually owed by the individual.
  • Calling at inconvenient times, like late evening or early morning.
  • Threatening people with the prospect of lawsuits, garnished wages or physical harm.
  • Failing to furnish information and resources that could help consumers dispute their debts.
  • Illegally tacking on fees and interest.
  • Inaccurately reporting the standing or amount of debts.
fdcpa---century-law-4